How distance, terrain and competition status affect race cover
Distance, terrain, altitude, race format and whether you are an amateur can all change the cover you need.
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Runner insurance guides.
Get a short answer first, then see what can change it and what to check in your policy.
Do you need specialist insurance for a running holiday?
Specialist cover becomes more relevant as competition, distance, terrain, altitude, remoteness and prepaid costs increase.
Read guideWhat to check before buying sports travel insurance for a race abroad
A practical list for checking your race, medical care, cancellation, fees and equipment.
Read guideMarathon cancellation cover: what to look for
Separate event cancellation, trip cancellation and inability to race before relying on a headline promise.
Read guideDoes travel insurance cover marathons and running holidays?
Sometimes—but a timed marathon, the distance and travelling mainly to race can change the answer.
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